Anco Specialized Bank stated operation on 01 July 2006 under the management of Oknha. Kok An, Chaireman. The main purpose of the bank is to provide loans to companies and individuals
with small to medium businessthrough lending loan in resonable interest rate in order to
develope national economy of Kingdom of Cambodia like other developed countries. In part
the bank’s purpose is to support the Royal Goernment of Cambodia’s Policy of Poverty
reduction.

Significant operation of Anco Specialized Bank is to provide loans to customers almost all
parts including industrial sector, servicing, tourism  both small business & medium in US
Dollar. Credit size is provided from USG1,000 – 20% of capital in reasonable interest rate.
For loan lending period is based on the customer proposal which can be 3 months or up to
48 months by paying the accumulate every each month and the bank will do an investigation
on customer’s ability for loan lending.

Critiria for Loan Lending:

The total investment including fixed assets, development and pre-operation costs as well
as working capital requirement is USD 25 millions. This investment cost is fully financed
by a sole shareholder, Oknha. KOK AN.

FINANCIAL PROJECTION

   ::  Customer must have Property Ownership Card, Land Titles, Home address
   ::  Specific jobs & Cash flow and ability to pay back the loan
   ::  The Patent and relevant documents should be enclosed  in case of need by the bank
   ::  For big credit, the Business Plan must be stated clearly

For one year operation the lending loan provided by the bank is totally USD 1,128,500.00.
The next project plan of Anco Specialized Bank is to enhance its own operation and to obtain more customers by getting more support and confidence.